A wealth of information about insurance.

ECU Health welcomes all patients, with or without insurance, and is contracted with most major insurance companies and some Medicare Advantage plans.

If the ECU Health hospital, facility or clinic where you are seeking care is not in network with your insurance company, it does not mean that you cannot receive care here. As a courtesy, we will send a bill to your insurance company. However, any amounts not paid by your insurance company will be your responsibility.

Patients with PPO, POS or EPO plans may use health care providers and hospitals outside of preferred networks (“out of network”), but you may incur higher out-of-pocket costs. Patients with HMO plans may be restricted only to in-network providers. Using providers outside of the HMO network could forfeit your coverage and place the entire financial burden on you. It is the patient’s responsibility to contact your insurance company to check benefits, coverage and financial responsibility.

Using Your Insurance with Our Providers and Facilities

ECU Health facilities and providers are contracted with most major commercial insurance companies and some Medicare Advantage plans. Sometimes, contracts are facility-specific or vary across our geography. If you don’t see your insurance carrier on this list of contracts, please check with your insurance company or the facility or physician that will be providing your care to verify coverage.

Inclusion of your insurer on the list does not guarantee coverage, however. You should always call the Customer Service phone number on your insurance card prior to scheduling a visit to confirm that the service you are seeking is covered and that the hospital or provider is in network.

The information provided on this list is subject to change and is reviewed and updated as needed. Every attempt is made to provide current, accurate information. Contact your insurance company with questions about your eligibility, benefits and/or coverage.

Insurance Contracts, Hospitals, Outpatient Facilities and Providers

This list applies to ECU Health hospitals, outpatient facilities (including the SurgiCenter), Outer Banks Professional Services, ECU Health Medical Group and ECU Health Medical Group Affiliates. Sometimes, contracts are facility-specific or vary across our geography. If you don’t see your insurance carrier listed, please check with your insurance company or the facility or physician that will be providing your care to verify coverage.

Inclusion of your insurer on the list does not guarantee coverage, however. Contact your insurance company with questions about your eligibility, benefits and/or coverage.

The information on this list is subject to change and is reviewed and updated as needed. Every attempt is made to provide current, accurate information.

Nationwide Fee-for-Service Benefit Plans

(Open Only to Specific Groups)

  • Rural Carrier Benefit Plan Specific Areas
  • Foreign Service Benefit Plan Specific Areas
  • Compass Rose Health Plan Specific Areas
  • Panama Canal Area Benefit Plan Specific Areas
  • North Carolina Specific HMO, HDHP and CDHP Plans

North Carolina Specific HMO, HDHP and CDHP Plans

  • Aetna HealthFund All of North Carolina

Behavioral Health

Nationwide Fee-for-Service Benefit Plans

(Open to all Federal Employees and Postal Workers)

  • Blue Cross and Blue Shield Service Benefit Plan Nationwide
  • GEHA Benefit Plan Nationwide
  • NALC Nationwide
  • GEHA High Deductible Health Plan Nationwide
  • Mail Handlers Benefit Plan Value Nationwide
  • SAMBA Nationwide
  • Mail Handlers Benefit Plan Nationwide
  • APWU Health Plan Nationwide
  • Mail Handlers Benefit Plan Consumer Option Nationwide

Medicare Advantage Plans